Cyber Insurance

for Photographers

If your photography business has a website or electronic records, you’re vulnerable to cyber hackers. In fact, it’s likely that your business will suffer a cyber attack at some stage.

A cyber attack could cost your business more than money. It could also threaten your intellectual property and put customers’ personal information at risk - which could damage your reputation.

Cyber Insurance Review

What can be covered?

PPIB can tailor a cyber Insurance program that suits your needs including but, not limited to:

Breach of privacy

Damage to your network or website

Third Party Liability

Cyber Extortion

Transmission of a virus

Liability and loss of third-party data

Defence of legal claims

Crisis management and monitoring

Network Interruption

Prevention of further attacks

a Common Cyber Issue

You or an employee opens an email attachment infected with a ransomware virus. Access to your systems and data are blocked and the virus software informs you that it will remain unavailable unless you pay the ransom amount.

Rather than paying the hacker and opening your business up to further extortion attempts, you hire external IT consultants to recover your back-up data and files and upgrade your antivirus software. Over the week it takes to apply these fixes, you have to close your business, causing you to lose revenue. It also affects your reputation with your clients; one of your clients threatens to sue you for the delay which cost them a large amount of money.

A Cyber Protection Insurance policy allows you to recover some of the costs you incur during this incident. Depending on your policy, you may be able to make a claim for losses caused by the interruption to your business, the costs of recovering your data and upgrading your software, and ongoing crisis management expenses.

Get a FREE Cyber Insurance review